A ST. LOUIS ROOFING COMPANY
A+ BBB RATING AND ANGIE’S LIST PREFERRED
Providing St. Louis with roofing services, siding, window replacements and much more.
LEARN MORE
A ST. LOUIS STORM SPECIALISTS
HAIL, WIND AND TORNADO DAMAGE
Providing St. Louis with 24/7 emergency cleanup and repairs and complete storm-damage restoration
LEARN MORE
COMMERCIAL AND FLAT ROOF EXPERTS
EXPERIENCED IN ALL TYPES OF COMMERCIAL APPLICATIONS
25 years of commercial experience using all commercial roofing materials
LEARN MORE

INSURANCE 101

402611-home-insurance-roofWhenever you buy insurance for your home, make sure you have coverage for “loss of use” in addition to dwelling coverage. If your home is damaged and becomes uninhabitable, you will have to shell out additional living expenses that should be covered. In addition, you will need to decide if your contents or personal property will be covered, as this is not a standard coverage. This means your clothes, furniture, jewelry and electronics are not covered unless your home insurance policy specifically states so.

Next, you will need to consider a lot of the optional coverage options such as personal liability, earthquake, flood, hurricanes, tornadoes or theft. Of course adding these coverage options will drive up your premiums, but they may cost you more in the long run if you should have a loss due to one of these disasters.

Exterior Building Solutions aids its clients by detailing a complete summary of the damage and submitting it to your insurance company. The summary of storm damage incurred by your home includes both the filing of your claim and the list of damage compiled by the adjustor. This is known as the “loss report” or “work scope.” If we discover additional damaged items or reporting errors on the loss report, then a “supplement report” will be appended to the existing claim. Almost all supplement reports are approved as long as they are professionally prepared and properly filed. Typically, the loss report will have a “summary for dwelling” page summarizing your entire claim.

Location

Exterior Building Solutions
8503 Manchester Road
St. Louis, MO 63144

Location

Phone: 314-962-7663
Fax: 314-962-7653
info@exteriorbuildingsolutions.com

St. Louis, MO

8503 Manchester Rd
Brentwood, MO 63144
314-962-7663

Pin It on Pinterest